Member Shutdown Assistance
We understand that a government shutdown can cause anxiety and that members naturally look to their financial institution for guidance and assistance. Since 1935, we’ve been serving DOI employees, volunteers, contractors, retirees, and their families with a better financial option. If another shutdown occurs, we’ll be here to support our members – just like we’ve done before.
We stand ready to offer special assistance after the last paycheck (usually on October 14th) following a government shutdown. In order to better serve you, we will be closing our Reston Branch on Tuesdays and Thursdays during the shutdown. Here is what we are prepared to offer current or new members:
5.50% APR for 36 months up to $10,000
A loan of $10,000 with a 5.50% APR will have a monthly payment of $301.95. If you are affected by the shutdown, you may be eligible for our emergency relief loan with official validation of impact.
Loan amount based on credit worthiness and current unsecured debt. Loans will be available and disbursed only if the government shuts down and fails to pay the eligible Interior Federal members. Not all members will qualify.
Due to a higher than normal demand, our turnaround time is significantly delayed. Please remember to upload your furlough letter with your application. We appreciate your patience and are working hard to process your applications.
Already a member of Interior Federal? Login and Apply.
5.50% APR for 36 months up to $10,000
A loan of $10,000 with a 5.50% APR will have a monthly payment of $301.95. If you are affected by the shutdown, you may be eligible for our emergency relief loan with official validation of impact.
Loan amount based on credit worthiness and current unsecured debt. Loans will be available and disbursed only if the government shuts down and fails to pay the eligible Interior Federal members. Not all members will qualify.
Due to a higher than normal demand, our turnaround time is significantly delayed. Please remember to upload your furlough letter with your application and remove the credit freeze from your credit reports by contacting Equifax/Experian/Transunion prior to submitting your application. We appreciate your patience and are working hard to process your applications.
Already a member of Interior Federal? Login and Apply.
We understand that a government shutdown can cause anxiety and that members naturally look to their financial institution for guidance and assistance. Since 1935, we’ve been serving DOI employees, volunteers, contractors, retirees, and their families with a better financial option. If another shutdown occurs, we’ll be here to support our members – just like we’ve done before.
We stand ready to offer special assistance after the last paycheck (usually on October 14th) following a government shutdown. In order to better serve you, we will be closing our Reston Branch on Tuesdays and Thursdays during the shutdown. Here is what we are prepared to offer current or new members:
Additional Shutdown Benefits
Effective on October 15, 2025
These benefits will be available after the last paycheck to employees impacted by the shutdown. To activate penalty-free withdrawals, please contact our team via secure email in digital banking. To have the skip-a-pay fee waived, fill out the secure form request in online banking and then click Support to immediately send a secure email requesting a fee waiver. To qualify, please attach your furlough notice to either request.
Penalty-Free Withdrawals
Certificates up to $5,000
No-Fee Skip-A-Pay
Signature Loan
Personal Line of Credit
Auto Loan
Penalty-Free Withdrawals
Holiday Club Accounts
Options available year-round that we offer our members.
Financial Wellness
If you need help budgeting and maintaining expenses before, during, and/or after the shutdown call to speak with a financial counselor at 877-337-3399.
Personal Line of Credit
Establish a Personal Line of Credit (PLOC) as a rainy day fund. Only pay for what you use and be prepared for any unexpected turns in life.
Current Loan Assistance
For assistance with current loans at Interior Federal, call and speak to our Debt Resolutions team.
Mortgage Assistance
Email a Loss Mitigation Manager at rstark@cumortgage.net or kelmblad@cumortgage.net.
Need to Join Interior Federal?
It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.
If you are not employed by DOI or associated with one of the eligible groups. Please select Public Lands Foundation as your eligibility on the application.
Please begin your application by clicking the button below. After submission, visit the check status portal to track your application.
Furloughed or excepted employees are eligible for Emergency Relief Loans or Collateralized Loans (HE, Autos, Mortgages) until the shutdown is over. All applicants are reviewed per our normal underwriting guidelines. Not all will qualify.
Do You Have Kids Who Could Benefit From the CU? We’ve Got Them Covered!
Little Buffalo Accounts: 0-12
Teen Accounts: 13-17
Young Adult Accounts: 18-26
Trust Accounts
¹ APY = Annual Percentage Yield
For information or questions, please call us at 800-914-8619.
You’re welcome to review our fees and charges and our policies and disclosures.
Required identity documents are a US state issued driver’s license, state issued ID card or US passport.