Rates
Featured Products
- as low as
- 5.19% APR
- Up to 36 months
- 7.75% APR
- 80% Financing
- 3.01%
- APY
3.00%
Dividend Rate
$0 - $9,999.99
Balances
Loan Rates
The following loan rates are effective on May 1, 2025.
For the current Prime Rate, please visit the Wall Street Journal.
New Vehicles
- as low as
- 5.25% APR
- Up to 36 months
- as low as
- 5.25% APR
- 37-60 months
- as low as
- 5.89% APR
- 61-72 months
- as low as
- 6.54% APR
- 73-84 months
Used Vehicles
- as low as
- 5.19% APR
- Up to 36 months
- as low as
- 5.25% APR
- 37-60 months
- as low as
- 6.39% APR
- 61-72 months
- as low as
- 7.04% APR
- 73-84 months
New automobiles will be defined as those that have not been titled, or those that have been titled within the last 6 months and have less than 7,000 miles.
A monthly payment for a $20,000 loan at 5.19% APR for 36 months will be $601.17 per month.
- as low as
- 8.20% APR
- up to 60 months
- as low as
- 8.20% APR
- 61-72 months
- as low as
- 8.24% APR
- 73-84 months
- as low as
- 10.00% APR
- 85-144 months
A monthly payment for a $30,000 loan at 8.20% APR for 60 months will be $611.15 per month.
A monthly payment for a $50,000 loan at 10.00% APR for 85 months will be $823.31 per month.
Minimum loan amount is $50,000 for terms of 85-144 months.
- as low as
- 12.10% APR
$250 – $15,000
Credit Limits
- as low as
- 14.10% APR
$250 – $15,000
Credit Limits
- as low as
- 10.00% APR
- up to 36 months
- as low as
- 10.25% APR
- 37-48 months
- as low as
- 10.50% APR
- 49-60 months
Deposit Rates
All rates are effective May 1, 2025. Rates are subject to change at any time. Non-certificate accounts are variable, and rates may change after the account is opened. Fees may reduce earnings. A fee may be imposed for early withdrawals. For updated information, call 800-914-8619.
- 3.82%
- APY
3.75%
Dividend Rate
3 month
Term
$500 minimum
Balances
- 3.92%
- APY
3.85%
Dividend Rate
6 month
Term
$500 minimum
Balances
- 3.71%
- APY
3.65%
Dividend Rate
12 month
Term
$500 minimum
Balances
- 3.45%
- APY
3.40%
Dividend Rate
20 month (Bump Up)
Term
$500 minimum
Balances
- 3.56%
- APY
3.50%
Dividend Rate
24 month
Term
$500 mimimum
Balances
- 3.76%
- APY
3.70%
Dividend Rate
36 month
Term
$500 minimum
Balances
- 3.66%
- APY
3.60%
Dividend Rate
48 month
Term
$500 minimum
Balances
- 3.56%
- APY
3.50%
Dividend Rate
56 month (Bump Up)
Term
$500 minimum
Balances
- 3.45%
- APY
3.40%
Dividend Rate
60 month
Term
$500 minimum
Balances
- .51%
- APY
.50%
Dividend Rate
$1,000 - $4,999.99
Balances
- .60%
- APY
.60%
Dividend Rate
$5,000 - $9,999.99
Balances
- .65%
- APY
.65%
Dividend Rate
$10,000 - $24,999.99
Balances
- .70%
- APY
.70%
Dividend Rate
$25,000 - $49,999.99
Balances
- .75%
- APY
.75%
Dividend Rate
$50,000 - $74,999.99
Balances
- .80%
- APY
.80%
Dividend Rate
$75,000 - $99,999.99
Balances
- .85%
- APY
.85%
Dividend Rate
$100,000+
Balances
- 3.01%
- APY
3.00%
Dividend Rate
$0 - $9,999.99
Balances
- 3.01% to .50%
- APY
.50%
Dividend Rate
$10,000 and up
Balances
- 3.01%
- APY
3.00%
Dividend Rate
Up to $499.99
Balances
- 3.01% to .05%
- APY
.05%
Dividend Rate
$500 and up
Balances
Legacy (Former) Checking Account
- .05%
- APY
.05%
Dividend Rate
Up to $1,499.99
Balances
- .05%
- APY
.05%
Dividend Rate
$1,500 and up
Balances
- .25%
- APY
.25%
Dividend Rate
No minimum deposit
Balances
- Holiday Club Savings
- .20%
- APY
.20%
Dividend Rate
- Vacation Club Savings
- .20%
- APY
.20%
Dividend Rate
Legacy Young Adult Checking Account
- 3.01%
- APY
3.00%
Dividend Rate
Up to $499.99
Balances
- .05%
- APY
.05%
Dividend Rate
$500 - $1,499.99
Balances
- .05%
- APY
.05%
Dividend Rate
$1,500 and up
Balances
- .15%
- APY
.15%
Dividend Rate
$25 - $1,499
Balances
- .20%
- APY
.20%
Dividend Rate
$1,500 and up
Balances