Rates

Featured Products

Vehicle Loans

as low as
4.74% APR
Up to 36 months

Home Equity Line of Credit

7.75% APR
80% Financing

Digital Spend Account

3.01%
APY

3.00%
Dividend Rate
$0 - $9,999.99
Balances

Loan Rates

The following loan rates are effective on August 1, 2025.

For the current Prime Rate, please visit the Wall Street Journal.

Vehicle & Vehicle Equity Loans

Auto loan rates effective from July 21, 2025 – August 31, 2025.

New Vehicles

as low as
4.74% APR
Up to 36 months

as low as
4.74% APR
37-60 months

as low as
4.84% APR
61-72 months

as low as
4.99% APR
73-84 months

Used Vehicles

as low as
4.74% APR
Up to 36 months

as low as
4.74% APR
37-60 months

as low as
4.84% APR
61-72 months

as low as
4.99% APR
73-84 months

New automobiles will be defined as those that have not been titled, or those that have been titled within the last 6 months and have less than 7,000 miles.

A monthly payment for a $20,000 loan at 4.74% APR for 36 months will be $597.16 per month.

See Disclosures

RV and Boat

as low as
8.20% APR
up to 60 months

as low as
8.20% APR
61-72 months

as low as
8.24% APR
73-84 months

as low as
10.00% APR
85-144 months

A monthly payment for a $30,000 loan at 8.20% APR for 60 months will be $611.15 per month.

A monthly payment for a $50,000 loan at 10.00% APR for 85 months will be $823.31 per month.

Minimum loan amount is $50,000 for terms of 85-144 months.

See Disclosures

Visa^® Credit Cards

as low as
12.10% APR
Platinum

$250 – $15,000
Credit Limits

as low as
14.10% APR
Platinum Rewards

$250 – $15,000
Credit Limits

See Disclosures

Personal Line of Credit

as low as
13.00% APR
maximum $15,000

See Disclosures

Signature Loan

as low as
9.50% APR
up to 36 months

as low as
9.75% APR
37-48 months

as low as
10.00% APR
49-60 months

See Disclosures

For example, a $10,000 loan at 10.00% APR for 60 months would result in a monthly payment of $212.54, as of August 1, 2025.

For debt consolidation loans, 2% will be added to the 60-month signature loan rate. A loan of $10,000 at a 12.00% APR would have a monthly payment of $222.53.

Home Equity Line of Credit

7.75% APR
80% Financing

8.00% APR
90% Financing

See Disclosures

Deposit Rates

All rates are effective August 1, 2025. Rates are subject to change at any time. Non-certificate accounts are variable, and rates may change after the account is opened. Fees may reduce earnings. A fee may be imposed for early withdrawals. For updated information, call 800-914-8619.