Membership Incentive

Department of the Interior Employees, Retirees, Support Partners, Volunteers, & Family Members are Eligible

We are here to serve you. We offer membership in all 50 states & U.S. territories, with over 95,000 ATMs and 5,400 shared branches, plus a 24/7 phone center, and a mobile app available wherever and whenever you need us.

Successful two hiker standing with raised hands on top mountain at the sunset time.

GET250

As of June 5, 2025, the GET250 promotion is no longer valid.

Refer a co-worker, retiree, family member, or volunteer and you could BOTH earn $50. Click the refer button to read all the details and start your referral.

All decisions of Interior Federal regarding this promotional offer are final. Interior Federal may terminate or change the terms and conditions of this promotion without notice.

Benefits

Interior Federal is a financial cooperative, owned and operated by its members. As a not-for-profit financial institution, we use the money we make to benefit our members (not to serve the needs of stockholders).

First, there’s your day-to-day benefits:

  1. Lower Fees
  2. Highly Competitive Savings and Loan Rates
  3. Personalized Member Service to our DOI Community
  4. Shared Focus with our DOI Community
  5. NCUA-Insured Deposits
  6. Financial Education & Monthly Webinars
  7. Kids and Young Adult Accounts
  8. Member Rewards
  9. Purchase Rewards
  10. Loyalty Rewards
  11. Mobile Insiders Club
  12. Nationwide 24-Hour Service

Member Discounts

  1. Insurance Discounts through TruStage
    • Auto/Vehicle
    • Home
    • Term Life and AD&D
  2. Debt Protection on Loans
    • Life
    • Disability
    • Unemployment
  3. Vehicle Coverage Discounts
    • GAP (cheaper than any dealer!)
    • Mechanical Breakdown
  4. Car Buying Service Discounts
  5. Turbo Tax Discounts
  6. Realty Services Discounts
  7. Wealth Management Free Consultation
  8. Password Keeper 20% Discount
  9. Norton Lock Discount for Credit Cards
  10. Travel and Entertainment Discounts
  11. Credit Card Discounts – No Foreign Transaction Cash Advance, or Balance Transfers Fees
  12. Totally Free ATMs at over 95,000 locations
  13. Free Credit Scores

    Choose an Account That’s Right for You

    Please follow the instructions below to begin your application.

    Visit the check status portal to track your application after submission.

    Apply for a Membership Account

    It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.

    For information or questions, please call us at 800-914-8619.

    You’re welcome to review our fees and charges and our policies and disclosures.

    Required identity documents are a US state issued driver’s license, state issued ID card or US passport.