Mortgage Loans
Owning a home is one of the biggest milestones in life, and at Interior Federal, we’re committed to helping you achieve that dream with ease. Whether you’re a first-time home buyer or looking to upgrade to a new house, we offer a range of home loan options to fit your needs. From our easy-to-use online application that takes less than 10 minutes to complete, to our competitive rates and flexible terms, we make the mortgage process as seamless as possible.
With the option to get pre-approved for a home loan online, you’ll know exactly how much home you can afford before you even start shopping. With us, you’ll have the support of our experienced team, ensuring you find the best mortgage loan for your unique situation.
Today’s Rates
Please note: Not all applicants will qualify.
Benefits of Applying through Interior Federal:
- Easy online application: complete your application in less than 10 minutes!
- Competitive rates and flexible terms to fit your needs.
- Preapproved applications remain valid for 90 days.
- For questions or to apply by phone, call us at (855) 913-6189.
- Take the next step and apply for a home loan online today. Get started here:
Mortgage Loan Options
Experience the “Credit Union Mortgage Association Advantage”
At Interior Federal, we’ve partnered with Credit Union Mortgage Association (CUMA) to help you find the best mortgage loan at the most competitive rates. Together, we offer a range of options to suit your needs:
Fixed Rate Loan
Lock in a fixed rate and know exactly what your monthly payments will be for the life of your loan.
Adjustable Rate Loan
Take advantage of fluctuating market rates, offering flexibility but less predictability over time.
Jumbo Loan
Larger loans that exceed standard limits, perfect for financing high-value homes.
VA Loan
For veterans, service members, or their surviving spouses, with options for 100% financing.
FHA Loan
A great option for those who qualify but don’t meet conventional down payment requirements.
Reverse Mortgage
Homeowners 62 and older can borrow against their home equity and receive funds as a lump sum or line of credit.
First-Time Home Buyer Program
Provides guidance for first time home buyer loan seekers, helping you understand upfront costs, fixed vs. variable mortgage types, and more.
Speak with one of our Loan Consultants today to help you decide which housing loan or home mortgage loan is right for you.
Manage Your Mortgage Loan
We offer a simple and efficient way to manage your home loan completely online through our digital banking platform. With just a few clicks, you can:
- Review payment history and available options.
- View your loan balance and statements.
- Access important mortgage and tax documents.
- Submit a loan payoff request.
If you need assistance regarding your current mortgage loan, call us at 703-425-1204.
Home Advantage
Buying or selling a home can be overwhelming, but we’re here to make it easier. As a member of Interior Federal, you have access to vetted local realtors through HomeAdvantage. By working with these realtors during your home purchase, sale, or both, you’ll earn a $2,000 cash reward that can go toward moving expenses or other costs. Check out HomeAdvantage to get started and get pre approved for a home loan online!