Money Market Accounts

Do you want to earn higher dividends while maintaining the flexibility to use your funds? If so, our Money Market Account might be the perfect account for you, combining the benefits of a savings account with the features of a checking account. We offer tiered dividends so your earnings will grow right along with your balance, making it a great option for individuals looking to maximize their savings while retaining access to their funds.

  • No minimum opening deposit
  • No monthly fees
  • Competitive dividends on average daily balance of $1,000 or more
  • Convenient digital banking

Advantages of a Money Market Account

A money market account provides a unique blend of features that set it apart from regular savings accounts. Here are some key benefits:

  • Higher interest rates compared to traditional savings accounts.
  • Flexibility to withdraw funds while still earning competitive dividends.
  • Increased earnings potential through tiered dividend rates, encouraging higher balances.

Money Market Account Rates

Our competitive rates are designed to reward your savings:

  • .51%
  • APY
  • .50%

    Dividend Rate

  • $1,000 - $4,999.99

    Balances

  • .60%
  • APY
  • .60%

    Dividend Rate

  • $5,000 - $9,999.99

    Balances

  • .65%
  • APY
  • .65%

    Dividend Rate

  • $10,000 - $24,999.99

    Balances

  • .70%
  • APY
  • .70%

    Dividend Rate

  • $25,000 - $49,999.99

    Balances

  • .75%
  • APY
  • .75%

    Dividend Rate

  • $50,000 - $74,999.99

    Balances

  • .80%
  • APY
  • .80%

    Dividend Rate

  • $75,000 - $99,999.99

    Balances

  • .85%
  • APY
  • .85%

    Dividend Rate

  • $100,000+

    Balances

Open an Account in 3 Steps

List of Required Documents

Please review the list of required documents before you get started.

Are You a Member?

Please use your Digital Banking credentials to login, then visit the Apply Online tab to begin your pre-filled application.

Not a Member Yet?

It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.

If you have an active account with Interior Federal but are unable to login to Digital Banking, click here.

*APY=Annual Percentage Yield. More details are available in our Schedule of Fees and ChargesTruth-In-Savings Disclosure and Membership Disclosure.