Membership

As a credit union, we offer the same variety of products and services as a bank. But unlike a lot of banks, the only people we answer to are our members.

Becoming a member of Interior Federal may help you save time, save money, learn better financial skills, and experience a sense of community.

Join in Three Easy Steps

1

Check Eligibility

Join through your DOI connection or association membership.

2

Complete Online Membership Application

It takes less than 10 minutes!

3

Submit Required Documents and Fund Account

Upload required documents and submit $25 for your membership share through your funding choice.

Eligibility

  1. DOI Employees – available to DOI employees nationwide
  2. DOI Volunteers – if you volunteer for a DOI organization or national park
  3. DOI Retirees – all DOI retirees
  4. DOI Contractors – DOI on-site contractors
  5. Family & Household Members – spouses, children, siblings, parents, grandparents, grandchildren, and household members living in the same residence who maintain a single economic unit.
  6. Non-DOI Employees, Volunteers, and Retirees of the following organizations:
    • Association of Fish and Wildlife Agencies
    • Association of National Park Service Rangers*
    • Corps Network
    • Council on Foundations, Inc.
    • Defenders of Wildlife
    • First Responder Network Authority (FirstNet)
    • Ford’s Theater Society
    • Geological Society of America*
    • National Environmental Education Foundation
    • National Fish and Wildlife Foundation
    • National Park Foundation
    • National Wildlife Refuge Association*
    • New Mexico Wildlife Federation*
    • Public Lands Foundation*
    • Rock Creek Conservancy
    • Trout Unlimited*
      *includes members

Benefits

Interior Federal is a financial cooperative, owned and operated by its members. As a not-for-profit financial institution, we use the money we make to benefit our members (not to serve the needs of stockholders).

First, there’s your day-to-day benefits:

  1. Lower Fees
  2. Highly Competitive Savings and Loan Rates
  3. Personalized Member Service to our DOI Community
  4. Shared Focus with our DOI Community
  5. NCUA-Insured Deposits
  6. Financial Education & Monthly Webinars
  7. Kids and Young Adult Accounts
  8. Member Rewards
  9. Purchase Rewards
  10. Loyalty Rewards
  11. Mobile Insiders Club
  12. Nationwide 24-Hour Service

Member Discounts

  1. Insurance Discounts through TruStage
    • Auto/Vehicle
    • Home
    • Term Life and AD&D
  2. Debt Protection on Loans
    • Life
    • Disability
    • Unemployment
  3. Vehicle Coverage Discounts
    • GAP (cheaper than any dealer!)
    • Mechanical Breakdown
  4. Car Buying Service Discounts
  5. Turbo Tax Discounts
  6. Realty Services Discounts
  7. Wealth Management Free Consultation
  8. Password Keeper 20% Discount
  9. Norton Lock Discount for Credit Cards
  10. Travel and Entertainment Discounts
  11. Credit Card Discounts – No Foreign Transaction Cash Advance, or Balance Transfers Fees
  12. Totally Free ATMs at over 95,000 locations
  13. Free Credit Scores

    Choose an Account That’s Right for You

    Please follow the instructions below to begin your application.

    Visit the check status portal to track your application after submission.

    Apply for a Membership Account

    It’s easy to become a member and begin to take advantage of our wonderful products and services and other member benefits.

    For information or questions, please call us at 800-914-8619.

    You’re welcome to review our fees and charges and our policies and disclosures.

    Required identity documents are a US state issued driver’s license, state issued ID card or US passport.